Financially Licensed, Published Author & Personal Finance Expert
Hello and nice to meet you. Welcome to the Personal Finance Squad. If you are reading this, it means smart decisions will be made in the near future. Many people feel ashamed to be struggling with finances while others need fine-tuning. Know that 67% of people do not budget and 75% live paycheck-to-paycheck.
Living within an "instant gratification society" and the ease to borrow money that what we cannot afford is a major reason why personal finance is not taught in school or is properly conveyed to children by their parents and role models.
The good news is that you can take control of your money by managing debt, while living comfortably and planning for future retirement.
I look forward to working with you to achieve goals and live a happier life!
Is This You?
-I am a high school student and starting my first job
-I am in college and paying for tuition or living expenses
-I am starting a family and getting married
-I am a single parent or live alone
-I am in my 20-30's with a family and a home
-I am later in my career and need to plan for the future
-I just need help!
Budgeting applies to everyone at any age, lifestyle or income. It is not about how much money that you make. It is about how you manage the money that you have.